The Sakti Research Centre
1 World. 1 Wish. 1 Wealth.
Live economic research on the world and Malaysia. We measure how much of a nation's growth reaches the home, and propose a system to bring the economy back into balance.
Penyelidikan ekonomi langsung tentang dunia dan Malaysia. Kami mengukur berapa banyak pertumbuhan negara sampai ke rumah, dan mencadangkan sistem untuk mengembalikan keseimbangan ekonomi.
We Study the Gap. We Design the Balance.Kami Kaji Jurang. Kami Reka Keseimbangan.
Enough. For Everyone.Cukup. Untuk Semua.
We are in research. Not opinion.Kami berpegang pada penyelidikan. Bukan pendapat.
The Sakti Research Centre is an initiative of Royal Sakti™ Strategic Advisory (SSM 202503350168), founded by Dewi Sakti, CEO. It reads live World Bank and DOSM data, zooms from the world to one district, and proposes The Zuhud Sakti System to close the gap.
The Sakti Research Centre ialah inisiatif Royal Sakti™ Strategic Advisory (SSM 202503350168), diasaskan oleh Dewi Sakti, CEO. Ia membaca data langsung Bank Dunia dan DOSM, memfokus dari dunia hingga satu daerah, dan mencadangkan The Zuhud Sakti System untuk menutup jurang.
Growth that never reaches the household is not prosperity.
It is only a number.
Pertumbuhan yang tidak sampai ke isi rumah bukan kemakmuran.
Ia hanya angka.
The global economy todayEkonomi global hari ini
The world produces more every year. Yet about one person in ten still lives in extreme poverty.
Dunia menghasilkan lebih banyak setiap tahun. Namun kira-kira satu daripada sepuluh orang masih hidup dalam kemiskinan tegar.
More is made. Less reaches home. Few hold the most.
Lebih banyak dihasilkan. Kurang sampai ke rumah. Segelintir memegang paling banyak.
Lights: green within target, amber watch, red alert, blue world reference. GDP per person is green at or above the world average and red below three quarters of it. Extreme poverty is green under 1% and red above 3%. Inflation is green at 3% or less and red above 6%.
Lampu: hijau dalam sasaran, kuning perhati, merah amaran, biru rujukan dunia. KDNK per orang hijau jika sama atau melebihi purata dunia, merah jika kurang tiga suku daripadanya. Kemiskinan tegar hijau bawah 1%, merah atas 3%. Inflasi hijau 3% atau kurang, merah atas 6%.
Why it is out of balanceMengapa ia tidak seimbang
- IMore is made, yet many still lack. World output rises every year, and about 1 person in 10 still lives on under US$3 a day (World Bank).Lebih banyak dihasilkan, namun ramai masih kekurangan. Keluaran dunia meningkat setiap tahun, tetapi kira-kira 1 daripada 10 orang masih hidup dengan kurang US$3 sehari (Bank Dunia).
- IIGrowth does not reach the home. Malaysia's economy earns RM4,767 per person a month. The middle household receives RM1,896 per person.Pertumbuhan tidak sampai ke rumah. Ekonomi Malaysia menjana RM4,767 seorang sebulan. Isi rumah penengah menerima RM1,896 seorang.
- IIIIncome is held by few. The top 20% of Malaysian households receive 45.1% of all income. The bottom 40% receive 16.7%.Pendapatan dipegang segelintir. 20% isi rumah teratas Malaysia menerima 45.1% daripada semua pendapatan. 40% terbawah menerima 16.7%.
Malaysia: enough growth, not enough at homeMalaysia: pertumbuhan cukup, rumah belum cukup
Official DOSM figures, refreshed every time this page opens.
Angka rasmi DOSM, dikemas kini setiap kali halaman ini dibuka.
Median household income a month, 2024. Rural median is only 56% of urban.
Pendapatan penengah isi rumah sebulan, 2024. Penengah luar bandar hanya 56% daripada bandar.
Share of all income held by the top 20% and the bottom 40% of households.
Bahagian semua pendapatan yang dipegang 20% teratas dan 40% terbawah isi rumah.
Share of what the economy produces that goes to workers, against a 40% target.
Bahagian hasil ekonomi yang pergi kepada pekerja, berbanding sasaran 40%.
What the government already spendsApa yang kerajaan sudah belanjakan
| ProgrammeProgram | What it doesFungsinya | SizeSaiz |
|---|---|---|
| STR | Sumbangan Tunai Rahmah, cash aidSumbangan Tunai Rahmah, bantuan tunai | RM15 bn, 2026RM15 bilion, 2026 |
| Payung Rahmah | Lower prices for basic goods and rahmah mealsHarga barangan asas dan menu rahmah | RM600 m, 2026RM600 juta, 2026 |
| JKM | Welfare for vulnerable households, elderly and disabledBantuan kepada isi rumah rentan, warga emas dan OKU | RM3.1 bn, 560,000+ householdsRM3.1 bilion, 560,000+ isi rumah |
| RMK13 | 13th Malaysia Plan: social mobility, end hardcore povertyRancangan Malaysia Ketiga Belas: mobiliti sosial, tamatkan kemiskinan tegar | 2026–2030 |
Source: Ministry of Economy reply in the Dewan Rakyat, 24 November 2025 (Berita RTM). Household figures: DOSM Household Income Survey 2024.
Sumber: jawapan Kementerian Ekonomi di Dewan Rakyat, 24 November 2025 (Berita RTM). Angka isi rumah: DOSM, Survei Pendapatan Isi Rumah 2024.
Zoom to insufficiencyFokus: ketidakcukupan
How many households do not have enough this month, and where they are.
Berapa isi rumah yang tidak cukup bulan ini, dan di mana mereka.
Choose your areaPilih kawasan anda
Two faces of the shortfallDua wajah kekurangan
A month, after subsidies and aid. "Needed" is the cost of a simple, decent life. Model figures, not official statistics.
Sebulan, selepas subsidi dan bantuan. "Diperlukan" ialah kos hidup sederhana yang layak. Angka model, bukan statistik rasmi.
What we lack, according to MaslowApa yang kita kurang, menurut Maslow
People must have food, shelter and a secure income before they can build confidence and reach their potential. The top three levels stay locked until the bottom two are met.
Manusia perlu cukup makanan, tempat tinggal dan pendapatan yang terjamin sebelum dapat membina keyakinan dan mencapai potensi. Tiga tahap teratas terkunci selagi dua tahap terbawah belum dipenuhi.
| Level · what is lackingTahap · apa yang kurang | ActualSebenar | IdealIdeal | StatusStatus |
|---|---|---|---|
| 1 · Food: rice grown at home1 · Makanan: beras tanaman sendiri | 52% | 75% | AlertAmaran |
| 2 · Health: share of the bill paid by households (lower is better)2 · Kesihatan: bahagian bil dibayar isi rumah (lebih rendah lebih baik) | 39% | under 25%bawah 25% | AlertAmaran |
| 2 · Old age: workers retiring with basic savings2 · Hari tua: pekerja bersara dengan simpanan asas | 38% | 80% | AlertAmaran |
| 2 · Income: share reaching the bottom 40%2 · Pendapatan: bahagian sampai kepada 40% terbawah | 16.7% | 20% (assumed)20% (andaian) | WatchPerhati |
| 4 · Valued work: workers' share of what the economy produces4 · Kerja dihargai: bahagian pekerja dalam hasil ekonomi | 33.9% | 40% | WatchPerhati |
Red: under three quarters of the way to the ideal. Amber: at least three quarters. Ideals come from the Malaysia country paper; some are our proposals.
Merah: kurang tiga suku ke arah ideal. Kuning: sekurang-kurangnya tiga suku. Nilai ideal daripada kertas negara Malaysia; sebahagiannya cadangan kami.
What is the impactApakah kesannya
When the base of the pyramid is short, the cost shows up everywhere: in the clinic, at retirement, at the market and in the next generation.
Apabila tapak piramid tidak cukup, kosnya muncul di mana-mana: di klinik, ketika bersara, di pasar dan pada generasi seterusnya.
of the health bill is paid by households from their own pocket. One illness can push a family below the line.
daripada bil kesihatan dibayar isi rumah dari poket sendiri. Satu penyakit boleh menolak keluarga ke bawah garis.
of EPF members reach basic savings at 60. By 2040, 17.3% of Malaysians will be 60 or over.
ahli KWSP mencapai simpanan asas pada umur 60. Menjelang 2040, 17.3% rakyat Malaysia berumur 60 ke atas.
agri-food import bill, 2024. We import 91% of mutton, 83% of beef and 68% of chilli.
bil import agromakanan, 2024. Kita mengimport 91% daging kambing, 83% daging lembu dan 68% cili.
of young people aged 15–24 are unemployed. Graduates wait months for work that matches their skills.
belia berumur 15–24 menganggur. Graduan menunggu berbulan-bulan untuk kerja yang setaraf kelayakan.
tracked megaprojects are late or over budget. LRT3 rose from RM16.63 bn to RM21.93 bn.
projek mega yang dijejak lewat atau melebihi bajet. LRT3 meningkat daripada RM16.63 bilion kepada RM21.93 bilion.
of firms are small, yet they produce only 39.5% of GDP and 14.3% of exports.
daripada firma adalah kecil, namun hanya menghasilkan 39.5% KDNK dan 14.3% eksport.
The global pictureGambaran global
| BenchmarkPenanda aras | FigureAngka | SourceSumber |
|---|---|---|
| People under the international poverty line (US$3 a day)Penduduk bawah garis kemiskinan antarabangsa (US$3 sehari) | About 1 in 10Kira-kira 1 daripada 10 | World Bank, 2024Bank Dunia, 2024 |
| Global youth unemploymentPengangguran belia global | 12.6% | ILO, 2025 |
| Downward revision in new jobs projected for 2025Semakan turun unjuran pekerjaan baharu 2025 | 7 million fewer7 juta kurang | ILO, May 2025ILO, Mei 2025 |
How severe: from one person to the whole worldTahap keterukan: dari seorang hingga seluruh dunia
The same shortfall, measured at six scales. Each bar shows the share who do not have enough at that scale.
Kekurangan yang sama, diukur pada enam skala. Setiap bar menunjukkan bahagian yang tidak cukup pada skala itu.
Bars run from 0% to 50%. Individual: shortfall as a share of what a simple life needs. Household: model estimate this month. District, state and nation: official DOSM poverty rates, 2024. World: share of people in extreme poverty (World Bank).
Bar dari 0% hingga 50%. Individu: kekurangan sebagai bahagian keperluan hidup sederhana. Isi rumah: anggaran model bulan ini. Daerah, negeri dan negara: kadar kemiskinan rasmi DOSM, 2024. Dunia: bahagian penduduk dalam kemiskinan tegar (Bank Dunia).
What can be linearly forecastApa yang boleh diunjur secara linear
If recent trends simply continue in a straight line, where do we land by 2030 and 2035?
Jika trend terkini berterusan dalam garis lurus, di mana kita berada menjelang 2030 dan 2035?
World extreme povertyKemiskinan tegar dunia
GDP per person, US$KDNK per orang, US$
Malaysia household poverty rateKadar kemiskinan isi rumah Malaysia
Straight-line least-squares fit on the latest published years (solid), extended to 2035 (dashed). This is arithmetic, not a prediction: shocks, policy and the system proposed here change the line. Malaysia's poverty line was revised in 2019, so only 2019 onwards is used.
Garis lurus kuasa dua terkecil pada tahun terbitan terkini (garis penuh), dilanjutkan hingga 2035 (garis putus). Ini kiraan, bukan ramalan: kejutan, dasar dan sistem yang dicadangkan di sini mengubah garis itu. Garis kemiskinan Malaysia disemak pada 2019, jadi hanya data 2019 dan seterusnya digunakan.
Strategic Simple SolutionSolusi Strategik Mudah 3S
Three simple levers close the gap. Move the sliders to see the effect in Malaysia (the area chosen in chapter 03).
Tiga tuas mudah menutup jurang. Gerakkan peluncur untuk melihat kesannya di Malaysia (kawasan yang dipilih dalam bab 03).
Lower the cost of basicsTurunkan kos keperluan asas
Prices of essential goods and services set to local needs.
Harga barangan dan perkhidmatan asas disesuaikan dengan keperluan setempat.
Raise income to the local lineNaikkan pendapatan ke garis setempat
Wages or support aligned with the local cost of living.
Gaji atau bantuan diselaraskan dengan kos sara hidup setempat.
Keep wealth circulating locallyKekalkan kekayaan berputar setempat
Buy local, build local suppliers, so each ringgit earned stays and works in the community.
Beli tempatan, bina pembekal tempatan, supaya setiap ringgit kekal dan bekerja dalam komuniti.
Rolled out in phases, closest to the job market firstDilaksana berperingkat, yang paling hampir dengan pasaran kerja dahulu
Graduates and professionalsGraduan dan profesional
Target: a job matching their qualification within 6 months.
Sasaran: kerja setaraf kelayakan dalam 6 bulan.
B40, gig and informal workersPekerja B40, gig dan tidak formal
Target: income at least at the local sufficiency line.
Sasaran: pendapatan sekurang-kurangnya pada garis cukup setempat.
households short now, modelisi rumah tidak cukup kini, model
School leavers and TVETLepasan sekolah dan TVET
Target: more young people straight into quality work or skills training.
Sasaran: lebih ramai belia terus ke kerja berkualiti atau latihan kemahiran.
Elderly and disabledWarga emas dan OKU
Target: well-targeted aid, social protection and care.
Sasaran: bantuan, perlindungan sosial dan penjagaan tepat sasaran.
households on JKM aidisi rumah menerima bantuan JKM
The Sakti Research Centre
We study. We experiment. We observe. We repeat. We design the system.
Kami mengkaji. Kami menguji. Kami memerhati. Kami mengulang. Kami mereka bentuk sistem.
It asks three questions of every number: who has enough, who does not, and why?
Ia bertanya tiga soalan pada setiap angka: siapa yang cukup, siapa yang tidak, dan mengapa?
StudyKaji
Read official data, from the world down to the district.
Baca data rasmi, dari peringkat dunia hingga daerah.
ExperimentUji
Test a remedy small, in one kampung, before scaling.
Uji penyelesaian secara kecil, di satu kampung, sebelum diperluas.
ObservePerhati
Measure before and after. Official data, model estimates and results are always labelled apart.
Ukur sebelum dan selepas. Data rasmi, anggaran model dan hasil sentiasa dilabel berasingan.
RepeatUlang
Replicate only what works, community by community.
Ulang hanya yang berjaya, komuniti demi komuniti.
Design the systemReka sistem
Turn proven results into The Zuhud Sakti System.
Jadikan hasil yang terbukti sebagai The Zuhud Sakti System.
The Staff Portal holds the private research of The Sakti Research Centre. Its public findings are the chapters on this page.
Portal Staf menyimpan penyelidikan peribadi The Sakti Research Centre. Dapatan awamnya ialah bab-bab di halaman ini.
The Zuhud Sakti ProposedCadangan
The catalyst system for World Economic BalanceSistem pemangkin untuk Keseimbangan Ekonomi Dunia
It generates sustainability starting from one small local district, then expands. Neraca, its balance scale, ensures the wealth the system generates is distributed fairly, where it is earned.
Ia menjana kelestarian bermula dari satu daerah kecil, kemudian berkembang. Neraca, timbangan keseimbangannya, memastikan kekayaan yang dijana sistem diagihkan secara adil, di tempat ia diperoleh.
- 1One World: contributions from countries and investors.1 Dunia: sumbangan daripada negara dan pelabur.
- 1One Wish: build a balanced, sufficient, prosperous world.1 Hasrat: membina dunia yang seimbang, cukup dan makmur.
- 1One Wealth: build high-value leaders who circulate prosperity for a better tomorrow.1 Kekayaan: membina pemimpin bernilai tinggi yang mengedarkan kemakmuran untuk hari esok yang lebih baik.
Neraca asks one question of every investment, policy or business: does it create enough measurable value for its financial, social and environmental cost? It works at four levels: household, enterprise, local economy and national portfolio.
Neraca bertanya satu soalan bagi setiap pelaburan, dasar atau perniagaan: adakah ia mencipta nilai terukur yang cukup berbanding kos kewangan, sosial dan alam sekitarnya? Ia berfungsi pada empat peringkat: isi rumah, perusahaan, ekonomi setempat dan portfolio negara.
Start small. Prove it. Expand.Mula kecil. Buktikan. Kembangkan.
The pilot: Zuhud Sakti Local Economic CatalystPerintis: Pemangkin Ekonomi Setempat Zuhud Sakti
| MeasureUkuran | BeforeSebelum | After 12 monthsSelepas 12 bulan |
|---|---|---|
| Productivity of participating businessesProduktiviti perniagaan peserta | 100 | 110 |
| Median revenue of participantsHasil penengah peserta | 100 | 110 |
| Share of buying done locallyBahagian belian tempatan | 30% | 40% |
| Participants satisfiedPeserta berpuas hati | not measuredbelum diukur | 80% |
| WhereDi mana | One kampung in TerengganuSatu kampung di Terengganu |
| WhoSiapa | 20 to 30 small and medium businesses20 hingga 30 perniagaan kecil dan sederhana |
| How longTempoh | 12 months, with baseline and evaluation12 bulan, termasuk asas dan penilaian |
| Planning allowancePeruntukan perancangan | RM500,000 for the first year, a scenario figureRM500,000 untuk tahun pertama, angka senario |
Indicative before-and-after figures to show what success would look like. They are targets, not results. Real baselines will be measured in the study.
Angka indikatif sebelum dan selepas untuk menunjukkan rupa kejayaan. Ia sasaran, bukan hasil. Garis asas sebenar akan diukur dalam kajian.
How Neraca would score a projectBagaimana Neraca menilai projek
priority score out of 100skor keutamaan daripada 100
Move the weights to see how priorities change. Hypothetical scores, for illustration only. A composite score never replaces financial viability or minimum social and environmental safeguards.
Gerakkan pemberat untuk melihat perubahan keutamaan. Skor hipotetikal, untuk ilustrasi sahaja. Skor komposit tidak menggantikan daya maju kewangan atau perlindungan sosial dan alam sekitar minimum.
Roadmap 2026 to 2035Hala tuju 2026 hingga 2035
Foundation and validationAsas dan validasi
Economic model, legal structure, baseline method, advisory committee, pilot feasibility.
Model ekonomi, struktur undang-undang, kaedah asas, jawatankuasa penasihat, kebolehlaksanaan perintis.
Pilot implementationPelaksanaan perintis
Run the kampung catalyst, collect evidence, publish an independently reviewed evaluation.
Jalankan pemangkin kampung, kumpul bukti, terbitkan penilaian yang disemak secara bebas.
Conditional expansionPengembangan bersyarat
Replicate only proven interventions with government, universities and development partners.
Ulang hanya intervensi terbukti bersama kerajaan, universiti dan rakan pembangunan.
International adoptionPenerimaan antarabangsa
A multi-country network, subject to verified outcomes, funding and partnerships.
Rangkaian pelbagai negara, tertakluk kepada hasil yang disahkan, pembiayaan dan perkongsian.
The proposal of The Sakti local ecosystemCadangan ekosistem setempat Sakti Conceptual stagePeringkat konsep
Royal Sakti™ Strategic Advisory is the existing firm. The ten divisions below are a proposed structure for the ecosystem, not ten established companies.
Royal Sakti™ Strategic Advisory ialah firma sedia ada. Sepuluh bahagian di bawah ialah cadangan struktur ekosistem, bukan sepuluh syarikat yang telah ditubuhkan.
| Proposed divisionCadangan bahagian | RolePeranan | Funded byDibiayai oleh |
|---|---|---|
| Sakti Consulting | Strategy, governance, programme recovery, economic diagnosticsStrategi, tadbir urus, pemulihan program, diagnostik ekonomi | Advisory feesYuran nasihat |
| Sakti Digital | Dashboards, automation and AI toolsPapan pemuka, automasi dan alat AI | Licences and subscriptionsLesen dan langganan |
| Sakti Talent | Skills, enterprise creation, capabilityKemahiran, penciptaan usaha, keupayaan | Training fees, sponsored programmesYuran latihan, program tajaan |
| Sakti Kingdom | Education and future-maker developmentPendidikan dan pembangunan pembina masa depan | Publishing and educational productsPenerbitan dan produk pendidikan |
| Sakti Capital | Investment and venture developmentPelaburan dan pembangunan usaha niaga | Investment income and fees, subject to approvalsPendapatan pelaburan dan yuran, tertakluk kelulusan |
| Sakti Real Assets | Sustainable infrastructure and community assetsInfrastruktur lestari dan aset komuniti | Project investment and developmentPelaburan dan pembangunan projek |
| Sakti Lifestyle | Products and services for balanced livingProduk dan perkhidmatan untuk hidup seimbang | Product and service revenueHasil produk dan perkhidmatan |
| Sakti Impact | Community and environmental programmesProgram komuniti dan alam sekitar | Grants, philanthropy, funded projectsGeran, filantropi, projek dibiayai |
| Sakti Global | International partnerships and market accessPerkongsian antarabangsa dan akses pasaran | Partnership arrangementsPerjanjian perkongsian |
| Sakti Services | Shared operations, technology, business supportOperasi kongsi, teknologi, sokongan perniagaan | Internal and external service feesYuran perkhidmatan dalaman dan luaran |
Secure individuals → Capable communities → Productive economies → Sustainable environment → A better tomorrow
Individu terjamin → Komuniti berkeupayaan → Ekonomi produktif → Alam lestari → Hari esok lebih baik
Partner with usBekerjasama dengan kami
| You areAnda ialah | What we can explore togetherApa yang boleh kita teroka bersama | DivisionsBahagian |
|---|---|---|
| A joint-venture partnerRakan usaha sama | Co-develop a project in food, community energy, essential needs or skills, under agreed governance.Bangunkan bersama projek makanan, tenaga komuniti, keperluan asas atau kemahiran, di bawah tadbir urus dipersetujui. | Real Assets, Capital |
| A strategic investorPelabur strategik | Strategic participation in a division, discussed privately with qualified parties.Penyertaan strategik dalam satu bahagian, dibincang secara sulit dengan pihak layak. | Capital, Digital, Lifestyle |
| A government or agencyKerajaan atau agensi | Use the dashboard and country papers to set targets and programme priorities.Guna papan pemuka dan kertas negara untuk menetapkan sasaran dan keutamaan program. | Consulting, Impact |
| GLC | Align capital programmes with measured national needs, under independent programme governance.Selaraskan program modal dengan keperluan negara yang diukur, di bawah tadbir urus program bebas. | Consulting, Real Assets |
| A large companySyarikat besar | Local processing, supply-chain and skills partnerships that raise wages where you operate.Pemprosesan tempatan, rantaian bekalan dan kemahiran yang menaikkan gaji di tempat anda beroperasi. | Talent, Global |
Let's build a more balanced and sustainable economic system for our generation.Mari bina sistem ekonomi yang lebih seimbang dan lestari untuk generasi kita.
Perkasakan Rakyat, Perkasalah Negara. Empower the people, and the nation is empowered.
Share your viewKongsi pandangan anda
Tell us what you would add, change or challenge. Every message is read. Everything here is indicative.
Beritahu kami apa yang anda mahu tambah, ubah atau cabar. Setiap mesej dibaca. Semua di sini adalah indikatif.
- PhoneTelefon
- +6011 4391 1013
- Message on WhatsAppMesej di WhatsApp
- EmailE-mel
- [email protected]
- FirmFirma
- royalsakti-hq.com
- LocationLokasi
- Selangor, Malaysia
We are at the founding stage and welcome conversations with founding partners. Terms are discussed privately.Kami di peringkat penubuhan dan mengalu-alukan perbincangan dengan rakan pengasas. Terma dibincang secara sulit.
وَمَن يَتَّقِ ٱللَّهَ يَجْعَل لَّهُۥ مَخْرَجًا ﴿٢﴾ وَيَرْزُقْهُ مِنْ حَيْثُ لَا يَحْتَسِبُ وَمَن يَتَوَكَّلْ عَلَى ٱللَّهِ فَهُوَ حَسْبُهُۥٓ إِنَّ ٱللَّهَ بَٰلِغُ أَمْرِهِۦ قَدْ جَعَلَ ٱللَّهُ لِكُلِّ شَيْءٍ قَدْرًا ﴿٣﴾
And whoever fears Allah – He will make for him a way out, and will provide for him from where he does not expect. And whoever relies upon Allah – then He is sufficient for him. Indeed, Allah will accomplish His purpose. Allah has already set for everything a [decreed] extent.
Dan sesiapa yang bertakwa kepada Allah, nescaya Dia akan mengadakan baginya jalan keluar, dan memberinya rezeki dari arah yang tidak disangka-sangka. Dan sesiapa yang bertawakal kepada Allah, maka Allah cukup baginya. Sesungguhnya Allah melaksanakan urusan-Nya. Allah telah menetapkan kadar bagi setiap sesuatu.
Surah At-Talaq 65:2–3 · English: Saheeh InternationalTerjemahan Bahasa Melayu